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Home / Compare programmes / Portugal Golden Visa vs Malta Permanent Residence (MPRP)

Head to head · 2026 Q3 Edition

Portugal Golden Visa vs Malta Permanent Residence (MPRP) (2026)

Portugal Golden Visa and Malta Permanent Residence (MPRP), compared metric by metric on the Mirabello verified programme dataset, with the source and verification date on every row.

2026 Q3 Edition · updated 2026-07-10 Figures verified against official sources · provenance-tracked · information, not advice Data via our MCP

For applicants weighing published tax positioning, Portugal Golden Visa currently has the stronger position on this metric (verified 2026-03-20). For applicants prioritising published processing speed, Malta Permanent Residence (MPRP) scores higher on published processing timelines. Both remain operational programmes with distinct published trade-offs, compared row by row below.

Rules-based comparison of published criteria, general information only, not legal, tax, immigration or investment advice; there is no universal winner.

Discuss these two with Vito Magagnino

Key outcomes

What are the decisive differences?

In practice, Portugal Golden Visa tends to be examined first by applicants weighing published tax positioning, while Malta Permanent Residence (MPRP) draws applicants prioritising published processing speed. The rows below show where each leads on the published data.

 🇵🇹Portugal Golden Visa🇲🇹Malta Permanent Residence (MPRP)
Minimum qualifying route€250,000
src: aima.gov.pt · verified 2026-07-05
€99,000Leads on this metric
src: residencymalta.gov.mt · verified 2026-07-05
Typical processing12-18 months
src: aima.gov.pt · verified 2026-07-05
6-12 monthsLeads on this metric
value on the programme page
Outcome documentResidence permitResidence permit
Visa-free mobility184 visa-free
src: aima.gov.pt · verified 2026-07-05
184 visa-free
value on the programme page
Family inclusionspouse/partner; dependent children under 18 (18-26 if unmarried dependent students); dependent parents (over 65 no proof; under 65 must prove dependency)
value on the programme page
spouse; minor children; unmarried dependent adult children; financially-dependent parents & grandparents (no age limit)
value on the programme page
Mirabello Index signal77 / 100 · rank 18 of 6977.2 / 100 · rank 16 of 69Leads on this metric

Family cost comparison

What does each cost for your family?

Set your family below and both columns recompute the government-side figure from the published fee schedules: the qualifying investment plus every mandatory official fee, itemised line by line. Rules-based and illustrative; a specialist confirms the exact total for your file.

Government-side costs only, recomputed from the published fee schedules embedded below; illustrative, not a quote and not advice. Excludes Mirabello professional fees and transaction costs.

🇵🇹 Portugal Golden Visa

Fee schedule: aima.gov.pt · verified 2026-07-09

🇲🇹 Malta Permanent Residence (MPRP)

Fee schedule: residencymalta.gov.mt · verified 2026-07-09

Worked example, family of four (main applicant, spouse, two children under 16)

Portugal Golden Visa (default route)

Line itemAmount
Qualifying Investment Fund (CMVM-regulated, non-real-estate), minimum investmentEUR 500,000
ARI application analysis fee (per application)awaiting official confirmation; verify against the linked official source
Residence-permit issuance (per person), Main applicantawaiting official confirmation; verify against the linked official source
ARI renewal (recurring, per person), Main applicantawaiting official confirmation; verify against the linked official source
Residence-permit issuance (per person), Spouseawaiting official confirmation; verify against the linked official source
ARI renewal (recurring, per person), Spouseawaiting official confirmation; verify against the linked official source
Residence-permit issuance (per person), Child (age 10)awaiting official confirmation; verify against the linked official source
ARI renewal (recurring, per person), Child (age 10)awaiting official confirmation; verify against the linked official source
Residence-permit issuance (per person), Child (age 10)awaiting official confirmation; verify against the linked official source
ARI renewal (recurring, per person), Child (age 10)awaiting official confirmation; verify against the linked official source
Government-side total (verified lines)EUR 500,000

Malta Permanent Residence (MPRP) (default route)

Line itemAmount
Property purchase route, minimum investmentEUR 375,000
Non-refundable administration fee (per application)EUR 60,000
Government contribution (per application)EUR 37,000
Philanthropic NGO donation (per application)EUR 2,000
Government-side total (verified lines)EUR 474,000

Every comparable metric

How do Portugal Golden Visa and Malta Permanent Residence (MPRP) compare, row by row?

Each row carries its own source and verification date, so any figure can be checked against the official source it came from. Ties carry no marker; a marker reads "leads on this metric", nothing more, because a metric lead is not a recommendation.

Metric🇵🇹Portugal Golden Visa🇲🇹Malta Permanent Residence (MPRP)
Programme type #Residency by investmentResidency by investment
Outcome document #Residence permitResidence permit
Minimum investment #€250,000
Investment fund / cultural / scientific
src: aima.gov.pt · verified 2026-07-05
€99,000
Government contribution + admin fee + donation (excl. property)Leads on this metric
src: residencymalta.gov.mt · verified 2026-07-05
Investment routes #5 published routes
src: aima.gov.pt · verified 2026-07-05
2 published routes
src: residencymalta.gov.mt · verified 2026-07-05
Typical processing time #12-18 months
src: aima.gov.pt · verified 2026-07-05
6-12 monthsLeads on this metric
value on the programme page
Visa-free mobility #184 visa-free
src: aima.gov.pt · verified 2026-07-05
184 visa-free
value on the programme page
Minimum stay requirement #7 days in year 1
src: aima.gov.pt · verified 2026-07-05
None
value on the programme page
Family inclusion #spouse/partner; dependent children under 18 (18-26 if unmarried dependent students); dependent parents (over 65 no proof; under 65 must prove dependency)
value on the programme page
spouse; minor children; unmarried dependent adult children; financially-dependent parents & grandparents (no age limit)
value on the programme page
Path to citizenship #ENACTED LAW (Lei Orgânica 1/2026, Diário da República, in force 19 May 2026): 7 years of legal residence for EU and CPLP (Lusophone) nationals; 10 years for all other...
src: diariodarepublica.pt · verified 2026-06-28
Maltese citizenship by naturalisation possible after 5 years of continuous residence (under Maltese Citizenship Act). Requires demonstrating ties to Malta, language pr...
value on the programme page
Government fees #Fully itemised in the calculator above
src: aima.gov.pt · verified 2026-07-05
Fully itemised in the calculator above
value on the programme page
Mirabello Index composite #77 / 100 · rank 18 of 69
from the published Index, 2026 Q3 Edition
77.2 / 100 · rank 16 of 69Leads on this metric
from the published Index, 2026 Q3 Edition

Read the full Portugal Golden Visa guide  ·  Read the full Malta Permanent Residence (MPRP) guide

Process, side by side

What does the application process look like?

🇵🇹 Portugal Golden Visa

  1. Select qualifying investment route and engage legal representation (1-4 weeks)
  2. Make qualifying investment (fund subscription, donation, or business incorporation) (2-8 weeks)
  3. Gather documentation (criminal records, proof of investment, insurance, etc.) (2-4 weeks)
  4. Submit online application via ARI portal with all supporting documents
  5. AIMA reviews application and conducts background checks (3-12+ months, backlog dependent)
  6. Biometrics appointment at AIMA office in Portugal (scheduled by AIMA)
  7. Residence card issuance (4-8 weeks after biometrics)
  8. First renewal at 2 years, demonstrate investment maintained + minimum stay met
  9. Second renewal at 4 years
  10. Citizenship application eligible at 7 years (EU/CPLP nationals) or 10 years (all others) per Lei Orgânica 1/2026, in force 19 May 2026 (separate process, 12-24 months)

🇲🇹 Malta Permanent Residence (MPRP)

  1. Engage a Licensed Agent (Authorised Registered Mandatary)
  2. Gather documentation and prepare application
  3. Submit application with €15,000 first instalment of admin fee
  4. Residency Malta Agency conducts due diligence
  5. Letter of Approval in Principle issued
  6. Pay remaining €45,000 admin fee + €37,000 contribution + €2,000 donation
  7. Acquire/lease qualifying property
  8. Biometrics and residence card issuance
  9. Permanent residence certificate granted

Stages and durations are indicative, from published guidance and Mirabello casework; individual files vary.

Risk and change

Has anything changed recently?

No verified regulatory or pricing changes affecting these two programmes are currently recorded in the observatory log.

Why figures may change. Investment-migration rules and pricing are set by governments and change with notice periods that vary from months to days. Our research desk verifies changes against official sources and records them in the public observatory change log; always verify time-sensitive figures against the linked official source before acting.

Methodology and integrity

How we compare these programmes

Each programme is scored 0-100 on seven dimensions, combined into a weighted composite. Where a dimension has no verified data it is excluded and the remaining weights are re-normalized (see data_completeness). The full weights, dimension definitions and official-source hierarchy are published on the Index methodology page. This comparison is rules-based: it reports where each programme leads on published criteria, and it does not recommend one programme over the other, because there is no universal winner.

Reviewed by Vito Magagnino, Chief Executive Officer, Mirabello Consultancy Last updated 2026-07-10 2026 Q3 Edition Corrections policy: mail@mirabelloconsultancy.com

Generated from the Mirabello verified programme dataset, 2026 Q3 Edition.

Query this data live, for AI agents and developers:Mirabello MCP·REST API·JSON·CSV

Questions

Frequently asked

Which is faster, Portugal Golden Visa or Malta Permanent Residence (MPRP)?

On published processing times, Malta Permanent Residence (MPRP) currently lists the shorter indicative timeline (12-18 months for Portugal Golden Visa vs 6-12 months for Malta Permanent Residence (MPRP)). Individual files vary with due diligence and documentation; verify against the linked official source.

Which costs less for a family of four, Portugal Golden Visa or Malta Permanent Residence (MPRP)?

On the default routes, the illustrative government-side total for a family of four (two adults, two children under 16) is approximately EUR 500,000 for Portugal Golden Visa and EUR 474,000 for Malta Permanent Residence (MPRP), computed from the published fee schedules. Illustrative, not a quote; use the calculator above for your exact family shape.

Do Portugal Golden Visa and Malta Permanent Residence (MPRP) lead to citizenship or residency?

Portugal Golden Visa leads to a residence permit: ENACTED LAW (Lei Orgânica 1/2026, Diário da República, in force 19 May 2026): 7 years of legal residence for EU and CPLP (Lusophone) nationals; 10 years for all other... Malta Permanent Residence (MPRP) leads to a residence permit: Maltese citizenship by naturalisation possible after 5 years of continuous residence (under Maltese Citizenship Act). Requires demonstrating ties to Malta, language pr...

Which offers wider visa-free travel, Portugal Golden Visa or Malta Permanent Residence (MPRP)?

Portugal Golden Visa reports 184 visa-free destinations and Malta Permanent Residence (MPRP) reports 184, per the current dataset. Destination counts move with bilateral agreements; verify against the linked official source before travel planning.

Can these figures change?

Yes. Governments amend investment thresholds, fees and rules; verified changes affecting either programme are recorded in the public Mirabello observatory change log, and every figure on this page carries a verification date. This page is a rules-based comparison of published criteria, general information only, and there is no universal winner.

Which of the two fits your file?

A confidential, no-obligation conversation with a Mirabello specialist, in your language. We map Portugal Golden Visa and Malta Permanent Residence (MPRP) to your budget, family and goals, on the verified figures.

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Mirabello Consultancy provides information and advisory services on investment-migration programmes. Figures on this page are indicative, verified against official sources and provenance-tracked; they are informational only, not an eligibility determination and not legal, tax, immigration or investment advice. Programme terms change; confirm the detail with a specialist and seek independent advice where appropriate.

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