Home / Residency / Saudi Arabia Premium Residency
A self-sponsored Saudi residence permit: permanent for a one-off SAR 800,000, or renewable at SAR 100,000 a year. Spouse, children under 25 and parents are included at no extra Premium Residency fee, with no minimum stay on these two options.
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Answer and evidence
Saudi Arabia Premium Residency (the Saudi Golden Visa) is a self-sponsored residence permit: permanent for a one-off SAR 800,000 or renewable at SAR 100,000 a year, with spouse, children under 25 and parents included. It does not lead to citizenship.
Overview
Saudi Arabia Premium Residency is a government-authorised residency by investment programme that grants residence permit in exchange for a qualifying investment in the country. Applications are decided by the country's immigration authorities and prepared with licensed advisers such as Mirabello Consultancy. Minimum investment starts from SAR 800,000.
Saudi Arabia Premium Residency (the Saudi Golden Visa) is a self-sponsored residence permit: permanent for a one-off SAR 800,000 or renewable at SAR 100,000 a year, with spouse, children under 25 and parents included. It does not lead to citizenship.
The Saudi Premium Residency (often called the Saudi Golden Visa) lets non-Saudis live in the Kingdom, run a business and own property without a local sponsor or kafeel. The outcome is a residence permit, not citizenship: the Premium Residency Law states that the permit does not make its holder eligible for Saudi citizenship.
There are two general options, as published on the official Premium Residency Center portal: an Unlimited Duration (permanent) Premium Residency for a one-off SAR 800,000, and a Limited Duration Premium Residency for SAR 100,000 for each year, granted for one to five years and renewable. Neither requires an investment; the applicant shows financial capability and passes the security and medical checks. Alongside them, category products carry a one-time fee of SAR 4,000 and their own qualifying conditions: Real Estate Owner (residential property worth at least SAR 4,000,000), Investor (at least SAR 7,000,000 invested as the applicant's share, with ten employees, leading directly to permanent residency), Entrepreneur (a funding round of at least SAR 400,000, or SAR 15,000,000 with job creation for direct permanent residency) and the Special Talent and Gifted routes, which require no investment.
On the Mirabello Investment Migration Index Saudi Arabia scores well on speed and the zero-income-tax environment. Investors often compare it with the UAE Golden Visa and Oman Golden Residency. Figures are checked against the Premium Residency Center portal and its official FAQs. This is information, not advice; a Mirabello specialist confirms the current terms for your circumstances.
Under a landmark law published on 25 July 2025 and taking effect in January 2026, non-Saudis can, for the first time, own residential property in designated zones across major cities including Riyadh and Jeddah (Makkah and Madinah remain restricted). Premium Residency holders may own property within these zones, and a resident may additionally hold one home for personal use outside them. This makes the real-estate route to Premium Residency clearer than ever and adds a genuine asset dimension to Saudi residency. A real-estate transfer fee of up to 5% applies, and purchases are recorded in the national Real Estate Registry.
Investment routes
The Saudi Arabia Premium Residency programme offers 6 approved investment routes, each independently verified by the Mirabello data team against official government sources. Minimum required investment starts from SAR 800,000. A Mirabello specialist will confirm which route best matches your nationality, family composition, budget and preferred timeline.
| Route | From | Type |
|---|---|---|
| Premium Residency, permanent (one-off) | SAR 800,000 | government fee |
| Premium Residency, annual (renewable) | SAR 100,000 / year | government fee |
| Investor Residency | SAR 7,000,000 | investment |
| Real Estate Owner Residency | SAR 4,000,000 | real estate |
| Entrepreneur Residency, Category 1 (funding round) | SAR 400,000 | investment |
| Entrepreneur Residency, Category 2 (funding round, permanent) | SAR 15,000,000 | investment |
Cost calculator
Most advisers quote the headline investment figure only. Choose your route and family, and see the complete government-side cost, the investment plus every mandatory official fee, itemised line by line, so the number you budget is the number you pay.
Last updated 2026-09-22
On the Real Estate Owner Residency route. Every figure below is an official government-side cost, computed by the same engine that powers the calculator and the Mirabello data API.
| Line item | Amount (SAR) |
|---|---|
| Real Estate Owner Residency, minimum investment | SAR 4,000,000 |
| Government fee (per application) | SAR 4,000 |
| Residence-permit issuance fee, Spouse | SAR 0 |
| Residence-permit issuance fee, Child (age 10) | SAR 0 |
| Estimated government-side total | SAR 4,004,000 |
MCPSaudi Arabia Premium Residency is scored by the Mirabello Investment Migration Index across seven dimensions: investment cost, visa-free mobility, processing speed, path to citizenship, regulatory stability, family inclusion and tax treatment. A higher composite score signals a more competitive, accessible and well-regulated programme.
Scored on cost, mobility, speed, path, stability, family and tax.
Our read: Saudi Arabia Premium Residency (the Saudi Golden Visa) is a self-sponsored residence permit: permanent for a one-off SAR 800,000 or renewable at SAR 100,000 a year, with spouse, children under 25 and parents included. It does not lead to citizenship. Regulatory status: not listed on FATF, EU tax, US OFAC, or OECD CRS-risk lists. Strategic perspective, advisory only; figures provenance-tracked, unconfirmed items flagged for verification.
A four-question indicative check to see whether this programme fits your profile. A Mirabello specialist then reviews your nationality, family structure, budget and timeline in full confidence, confirming your detailed eligibility and which investment route best suits you, at no cost and with no obligation.
Based on your answers, Saudi Arabia Premium Residency looks worth a closer look. A Mirabello specialist will map the precise route to your nationality, family and tax position.
Book a free consultationHow it compares
The table below compares Saudi Arabia Premium Residency against its closest alternatives, scored on the Mirabello Investment Migration Index across cost, visa-free mobility, processing speed, regulatory stability and path to citizenship. All investment figures and processing times are sourced from official government data and independently verified by the Mirabello data team.
Sourced live from the MirabelloMCP · | Programme | From | Timeline | Min. stay | Mobility | Outcome |
|---|---|---|---|---|---|
| 🇸🇦 Saudi Arabia Premium Residency | SAR 800,000 | 3-5 months | None | Saudi Arabia residence only | Residence permit |
| 🇨🇾 Cyprus Permanent Residency | €300,000 | About 2 months | One visit every 2 years | EU member state | Residence permit |
| 🇲🇹 Malta Permanent Residence (MPRP) | €99,000 | No official figure | None | Visa-free travel within Schengen Area | Residence permit |
| 🇬🇷 Greece Golden Visa | €250,000 | 3-9 months | None | Schengen Area | Residence permit |
Questions
The questions below cover Saudi Arabia Premium Residency investment costs, processing timelines, eligibility and family inclusion, minimum-stay requirements, the path to citizenship and tax obligations. All figures are provenance-tracked against official sources; where a threshold is time-sensitive, the verified date is shown alongside the answer.
Figures verified against official sources, provenance-tracked, information, not advice · Last updated 2026-10-01
There are two general options: a one-off SAR 800,000 for the permanent (Unlimited Duration) Premium Residency, or SAR 100,000 for each year for the Limited Duration option, granted for one to five years and renewable. Category products carry a one-time fee of SAR 4,000 plus their own conditions, for example Real Estate Owner from SAR 4,000,000 in residential property and Investor from SAR 7,000,000 with ten employees. All are published on the official Premium Residency Center portal.
No. It is a residence permit. The Premium Residency Law states that the permit does not make its holder eligible for Saudi citizenship; naturalisation is a separate process granted at the state's discretion.
No. Premium Residency removes the need for a local employer or kafeel: you can live in the Kingdom, work in the private sector and change employer at will, own property and run a business in your own right. Professions reserved for Saudi nationals are excluded.
The Premium Residency Center publishes no processing time. Indicatively, the review takes around 60 to 90 business days and card issuance a further two to four weeks, so allow about three to five months in total. After approval the fee must be paid within 30 days and Saudi medical insurance arranged, or the application is cancelled.
Not for the Unlimited and Limited Duration options: you only need to keep the permit valid, and you and your family can leave and re-enter without a visa. The Real Estate Owner route is different: the holder must spend at least 10 days in Saudi Arabia in the first year and 5 days in each later year.
Yes. The holder can include a spouse, children under 25 and parents, and the law sets no limit on the number of family members. Dependants do not pay the Premium Residency fee, are exempt from the fees charged on expatriates' dependants, and may work in the private sector.
Saudi Arabia levies no personal income tax on salaries and personal investment income, and Premium Residency adds no special tax. Business profits attributable to non-Saudi owners are taxed at 20% and VAT is 15%. Your overall position depends on your circumstances and any tax residency elsewhere, so seek independent advice.
Estate planning
A residence permit in Saudi Arabia does not change your nationality and adds no law you can elect under EU Regulation 650/2012 (Article 22). If you come to live in Saudi Arabia, the law of Saudi Arabia may govern your estate by default under Article 21, unless you elect the law of a nationality you already hold. The permit changes no tax position.
The law of Saudi Arabia has forced heirship: part of the estate is reserved for close family and cannot be left freely by will.
See the Saudi Arabia position in our succession matrix, or read which law governs your estate. General information, not legal advice.
The primary official sources the Saudi Arabia Premium Residency figures on this page are verified against. Where a mandatory fee is not in a published schedule, it is marked as disclosed by Mirabello from case experience.
Book a confidential, no-obligation consultation with a Mirabello investment migration specialist, in your own language. We will confirm which programme fits your profile, your budget and your timeline, and outline the precise path to your second citizenship or residence permit, at no cost and with no commitment.
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