Maldives Pearl Residence Programme
Secure long-term residency in one of the world's most exclusive destinations through the Maldives Pearl Residence Programme — launching April 2026.
March 2026
100% Online Process
TBD — launching April 2026
average processing
Investment amount
From USD 250,000 (real estate investment)
Visa free countries
Maldivian passport — 90+ countries
Passing Citizenship to Future Generation
Yes
About Program
Programma Maldive Pearl Residence — Dati Chiave (2026)
| Criteri | Dettagli |
|---|---|
| Investimento Minimo | ~USD 250.000 [VERIFICARE] |
| Tipologia di Programma | Residenza per Investimento (RBI) |
| Lancio | Aprile 2026 |
| Accesso Senza Visto | 90+ paesi (passaporto Maldive) |
| Imposta sul Reddito | Zero |
| Imposta sulle Plusvalenze | Zero |
| Stato del Programma | Pre-lancio — registrati ora |
Il Programma Maldive Pearl Residence si lancerà ad aprile 2026, offrendo agli investitori l'opportunità di assicurarsi una residenza legale a lungo termine in una delle destinazioni di lusso più ambite al mondo. Con acque turchesi incontaminate, resort di classe mondiale e un ambiente privo di imposte, le Maldive offrono uno stile di vita incomparabile insieme a un significativo potenziale di investimento.
Si prevede che il programma sia amministrato dall'Autorità dell'Immigrazione delle Maldive in allineamento con il quadro strategico di sviluppo Vision 2040 del paese.
Perché le Maldive?
- Una delle principali destinazioni di stile di vita lusso del mondo
- Zero imposta sul reddito personale, zero imposta sulle plusvalenze
- Economia turistica in crescita con forte apprezzamento del settore immobiliare
- Ubicazione strategica nell'Oceano Indiano
- Vantaggio della precedenza — programma non ancora aperto ai richiedenti
Send Application
Program Benefits
Maldives Pearl Residence — Full Programme Benefits
- Long-term renewable residency in the Maldives: Legal right to reside, establish businesses, and build your life in the world's leading luxury island destination
- Zero personal income tax: The Maldives imposes no personal income tax on residents — all income, salary, and investment returns are tax-free
- Zero capital gains tax: No CGT on investment returns, property appreciation, or asset disposal
- Zero inheritance tax: No estate or succession tax — wealth transfers to next generation without tax burden
- Zero wealth tax: No annual net worth or wealth tax
- Real estate investment: Qualifying property investment provides both residency entitlement and an appreciating asset in a supply-constrained luxury market
- Family inclusion: Spouse, dependent children, and parents typically included on the residence permit [VERIFY family inclusion rules at launch]
- World-class safety: The Maldives is one of the world's safest countries with negligible crime rates
- Strategic location: 1.5 hours from Mumbai, 3.5 hours from Singapore, 4 hours from Dubai — connecting South Asia, Southeast Asia, and the Gulf
- Privacy and discretion: Island-based residential model provides natural privacy for UHNW families
- World-class healthcare: International hospitals and medical facilities in Malé and on private islands
- International education: International school network serving the expatriate community
- Path to permanent residency (potential): Programme may provide pathway to permanent residency after qualifying period [VERIFY at launch]
- Islamic finance compatibility: Sharia-compliant investment structures available for GCC investors
Explore all golden visa and residency programmes on our hub, or speak with Mirabello Consultancy about securing priority access to the Maldives Pearl Residence.
Requirement and Eligibility
The Maldives Pearl Residence — World-Class Residency in the Indian Ocean
The Maldives Pearl Residence Programme is a premium Residency by Investment (RBI) pathway offering long-term legal residency in one of the world's most coveted island destinations. Unlike Citizenship by Investment programmes, the Pearl Residence grants a renewable long-term residency permit — not a second passport — allowing investors and their families to legally reside, establish businesses, and enjoy the extraordinary lifestyle that makes the Maldives the world's leading luxury destination.
Launching in April 2026, the programme offers qualifying investors who commit at least approximately $250,000 in approved Maldivian real estate [VERIFY: exact investment thresholds at launch] a renewable residency permit with access to world-class private healthcare, international schooling, and the Indian Ocean's most pristine environment.
The Maldives Lifestyle Proposition
The Maldives consistently ranks as the world's top luxury destination. With over 1,700 coral islands, zero-crime residential islands, internationally accredited private healthcare, and proximity to India (1.5 hours from Malé to Mumbai), Singapore (3.5 hours), Dubai (4 hours), and Sri Lanka (1 hour), the Maldives offers an extraordinary combination of natural beauty, safety, privacy, and connectivity.
For UHNW investors who value an island retreat with legal residential status, the Pearl Residence provides a formal, structured pathway where previously only tourist visas were available.
Who Benefits Most
- Luxury real estate investors: Qualifying real estate investments provide both residency and an appreciating asset in one of the world's most supply-constrained premium markets
- Indian Ocean lifestyle seekers: Investors seeking a formal residential base in the Maldives alongside their primary residence
- GCC and South Asian HNWIs: Short flight times from Dubai, Abu Dhabi, Mumbai, and Delhi make the Maldives an accessible second home
- Privacy-focused investors: The Maldives' island model provides genuine privacy and security
For investors seeking a second passport rather than residency, explore our full CBI programme range. For residency options, visit our Golden Visa hub. To discuss the Maldives Pearl Residence specifically, book your free consultation with Mirabello Consultancy.
Investment Options
The Maldives Pearl Residence Programme is expected to offer real estate and government investment pathways upon its April 2026 launch.
- Luxury Real Estate: Investment in government-approved resort or residential properties in the Maldives.
- Government Bonds: Qualifying investment in Maldivian government securities.
[VERIFY: Confirm full investment categories and amounts upon official launch — immigration.gov.mv]
About
Maldives
Indian Ocean island nation launching the Pearl Residence Programme in April 2026. Offers long-term residency through real estate investment in one of the world's most sought-after luxury destinations. Zero income tax, zero capital gains tax.
Capital
Malé
Total Area
298 km²
Population
540,000
Language
Dhivehi, English
Real Estate Opportunities
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Timeline
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Country taxes
Maldives Tax Overview for Pearl Residence Investors
The Maldives is an exceptionally tax-efficient jurisdiction for residents and investors. There is no personal income tax, no capital gains tax, no inheritance tax, and no wealth tax in the Maldives — making it one of the most attractive tax environments globally for HNWI and UHNW investors seeking a legal residential base with minimal tax friction.
| Tax Type | Rate | Notes |
|---|---|---|
| Personal Income Tax | None | The Maldives does not levy personal income tax on individuals. All personal income — regardless of source — is tax-free. |
| Capital Gains Tax | None | No capital gains tax on any asset class. |
| Inheritance / Estate Tax | None | No inheritance, estate, or succession tax. |
| Wealth Tax | None | No annual net worth or wealth tax. |
| Corporate Tax | 15% (2023+) | Business Profit Tax (BPT) introduced 2023. Applies to Maldivian-registered businesses. Tourism sector subject to additional levies. [VERIFY current corporate tax position] |
| GST | 6–16% | General Goods and Services Tax on consumption. Tourism sector: 16%. General: 6%. [VERIFY current rates] |
| Land / Property Tax | Per government lease terms | Foreign property ownership typically structured via long-term lease (up to 99 years) rather than freehold. Annual lease payments apply. [VERIFY Pearl Residence property ownership structure] |
Critical note on Maldivian property ownership: Foreign nationals in the Maldives typically hold property via long-term leasehold arrangements rather than freehold title. The Pearl Residence Programme investment structure should be reviewed carefully to understand the ownership model. Mirabello Consultancy will provide full legal structure briefings for all prospective investors.
The Maldives' zero personal income tax environment makes it one of the world's most compelling residency propositions for UHNW investors. Consult Mirabello Consultancy to structure your Maldives investment optimally.
Country dual citizenship
Residency Status — Maldives Pearl Residence
The Maldives Pearl Residence Programme grants long-term residency — not citizenship. Your existing passports and citizenships are entirely unaffected. The Pearl Residence permit is an additional legal status that allows you to reside in the Maldives — it does not replace or interact with your existing nationality.
- All existing passports and citizenships fully retained
- Pearl Residence permit is a renewable long-term residency document — separate from citizenship
- No renunciation of any existing citizenship required at any stage
- Family members included on the same permit — spouses and dependent children covered [VERIFY]
- Potential pathway to permanent residency after qualifying period [VERIFY at launch]
Combining Maldives Residency with a Second Passport
Many UHNW investors use Maldives residency as a lifestyle and tax-planning base whilst simultaneously acquiring a second passport for global mobility. The most popular combination: Maldives Pearl Residence (Indian Ocean lifestyle base, zero tax) + Caribbean CBI (Schengen and UK mobility in 4–6 months). Mirabello Consultancy specialises in designing these combined strategies.
Explore our full CBI programme range to identify the best citizenship programme to pair with Maldives residency, or book a free consultation with Mirabello Consultancy to design your complete global mobility and tax strategy.
Send Application
Citizenship
Residency
Acquisition Process
Maldives Pearl Residence — Anticipated Application Process
Note: The Maldives Pearl Residence Programme is expected to launch in April 2026. The process below is based on government announcements and comparable Indian Ocean RBI frameworks. [VERIFY all details at official launch]
-
Step 1 — Free Consultation & Programme Briefing (Week 1)
Mirabello Consultancy's advisory team provides a full briefing on the Pearl Residence Programme, qualifying real estate options, and the Maldivian investment landscape. Your adviser in Dubai or Zurich assesses your eligibility and objectives. -
Step 2 — Real Estate Selection (Weeks 1–8)
Identify and secure a qualifying Maldivian property — typically a villa, apartment, or resort unit meeting the minimum $250,000 investment threshold [VERIFY]. Mirabello Consultancy's real estate team facilitates access to pre-approved developments. -
Step 3 — Legal Due Diligence on Property (Weeks 4–8)
Independent legal review of property title, developer credentials, and investment structure. Mirabello Consultancy coordinates with authorised local legal counsel. -
Step 4 — Document Preparation (Weeks 4–8)
Required documents: certified passports, proof of investment funds, bank statements (12 months), police clearance certificates, medical certificate, and completed Pearl Residence application forms. [VERIFY exact requirements at launch] -
Step 5 — Property Purchase Completion (Weeks 8–12)
Formal purchase of qualifying real estate. Transfer of purchase price. Mirabello Consultancy ensures the purchase qualifies under Pearl Residence programme rules. -
Step 6 — Pearl Residence Application Submission (Weeks 10–12)
Application submitted to the Maldives Immigration Department and relevant ministries. Mirabello Consultancy handles all government submissions and liaison. -
Step 7 — Due Diligence Review (Weeks 12–18)
Background checks: criminal records, financial compliance, sanctions, and PEP screening. Anticipated 4–8 weeks. -
Step 8 — Residency Permit Issuance (Weeks 18–24)
Pearl Residence permit issued — a multi-year renewable residency document. Family members included on the same permit. -
Step 9 — Biometrics & Registration (Week 24)
In-person biometric registration at the Maldives Immigration Department in Malé or at an authorised facility. [VERIFY if in-person visit required]
Estimated total timeline: 3–6 months from application to residency permit issuance. [VERIFY at launch]
Register your priority interest now. Contact Mirabello Consultancy to receive programme documents and qualifying property listings as they become available.
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